If Medicare Part A is for hospital care, Medicare Part B is what helps you cover care outside the hospital—doctor visits, outpatient treatments, preventive screenings, and more.
At Integrity Financial Solutions Group, we make sure you understand how Part B works, what it covers, and how it fits into your full Medicare plan—so you can make choices that truly match your needs.
Not sure if you need Part B yet? Fill out our consultation form and we’ll help you sort through it.
Medicare Part B is essential for ongoing medical care and prevention. It includes:
We’ll help you understand when and how this coverage applies—and whether it’s enough on its own or needs to be paired with something more comprehensive.
Want to review what’s covered under Part B? Let’s walk through it together.
Unlike Part A, almost everyone pays a premium for Part B. In 2025, the standard monthly premium is [$XXX placeholder], though this can be higher depending on your income.
In addition to the premium, you’ll typically pay:
We’ll help you anticipate your costs, avoid surprises, and explore Medicare Supplement or Medicare Advantage Plans that help reduce these out-of-pocket expenses.
Curious about your actual costs? Schedule a free consultation and we’ll run the numbers together.
Timing matters. If you don’t sign up for Part B during your Initial Enrollment Period, you could face late penalties—and gaps in coverage.
We help you:
Not sure when to enroll? Reach out—we’ll clarify it.
Part B doesn’t cover everything. You’ll still need additional coverage for:
We help you see the full picture and avoid costly gaps in your health care
Medicare rarely works in isolation. Part B typically works alongside:
We’ll help you compare options based on your health, income, and future plans—so nothing falls through the cracks.
Want to build a Medicare plan that works together? Start here.
Choosing Medicare coverage shouldn’t feel like solving a puzzle. That’s where we come in:
We listen first. Your health history, lifestyle, and future plans come first.
We explain everything in plain English. No jargon, no assumptions.
We’re independent. That means we compare carriers and recommend what fits you—not what benefits us.
Fill out the contact form or schedule your consultation today.
Not always. If you’re still working and have creditable coverage through your employer, you may be able to delay without penalty. We’ll help you determine if it’s safe to postpone.
If you don’t have other qualifying coverage, you could pay a 10% premium increase for each year you delay enrollment. These penalties are often lifelong—so it’s critical to get the timing right.
It depends. Dropping Part B without the right replacement could create a coverage gap or penalty. Talk to us first before making any changes.
Yes—many preventive services (like screenings, vaccines, and wellness visits) are covered at no cost to you. We’ll explain what’s included and how to access those benefits.
You don’t have to figure out Medicare Part B on your own. We’re here to listen, explain, and guide—so you can make decisions with confidence.
We’ll help you make sense of it—without stress or sales pressure.